Crypto and Bitcoin Cashback
Earning bitcoin instead of dollars on spending you'd do anyway. The mechanic has changed: most of the click-through extensions that defined this space went under, and what survives is a small group of cards and apps that pay rewards in crypto on ordinary purchases. It fits people who already want to accumulate bitcoin and would rather do it in small automatic amounts than time a purchase. Volatility runs both ways, so a 2% reward can be worth more or less by the time you spend it, and each write-up says so. The reward rate net of fees leads the ranking, then whether you can withdraw to your own wallet, then the operator's regulatory standing.
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Visa debit card that earns cryptocurrency rewards on everyday purchases, letting users spend or convert crypto directly or use fiat funding. No annual fee.
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Tiered Visa prepaid card program offering cryptocurrency rewards and premium benefits based on CRO token staking or subscription tier. Rewards paid in CRO or Bitcoin.
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Mastercard credit card earning tiered cryptocurrency rewards on everyday spending. No annual fee, no foreign transaction fees, instant reward deposits, and choice of reward cryptos.
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Browser extension and mobile app that converts online and in-store shopping into Bitcoin or cash rewards at major partner merchants. Free to use.
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Visa debit card earning Bitcoin rewards on everyday purchases, paired with an app for bill payments, direct deposit splitting, and round-up investing in Bitcoin.
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Bitcoin-native financial app enabling direct deposit paycheck splitting into Bitcoin, bill payments from Bitcoin balance, and buying/selling with low fees and high transaction limits.
Frequently asked questions
What is the difference between a crypto cashback card and a browser extension?
Cards like Coinbase Card or Gemini Credit Card allow you to earn rewards directly when you swipe for purchases. Browser extensions like Lolli work by converting your online shopping at partner merchants into Bitcoin or cash rewards.
Can I earn rewards in something other than Bitcoin?
Yes, many options let you choose your rewards. Some cards offer rewards in specific tokens like CRO, while others let you select from various cryptocurrencies or convert your earnings into fiat.
Do I need to pay a monthly fee to use these services?
Fees vary depending on the provider. Some options like Coinbase Card, Gemini Credit Card, and Lolli have no annual fees, while others use tiered programs based on staking or subscriptions.
Is it possible to use my crypto to pay for everyday bills?
Several services enable this functionality. Apps like Strike and Fold allow you to manage your Bitcoin for bill payments and even split your direct deposit to invest more automatically.